Webinar: Business Cash Flow Management: Where is All My Money Going?
July 15 | Webinar
Sign up for this webinar, sponsored by M&T Bank, to improve your personal credit and gain control of your business cash flow!
Register to today to take your business to the next level.
During this session you’ll learn how to:
- manage your expenses and inventory costs
- categorize your expenses
- calculate your exact target
- recognize when you have a business model problem versus and expense problem
When you attend, you’ll get access to exclusive giveaways, like a free financial fitness test for your business, and one-on-one sessions with expert consultants.
Don’t miss this chance to take your business to the next level. Save your seat today!
Sign up today!
About the Session
This comprehensive webinar is designed for entrepreneurs that have been in business for more than one year, but all are welcome to attend! Here’s what you’ll learn:
Webinar: Business Cash Flow Management: Where is All My Money Going?
Wednesday, July 15 | 12 - 1 PM | Virtual
In this webinar session you’ll learn how to:
- manage expenses and inventory costs
- categorize your expenses
- calculate your exact target, know what to cut, and what to keep
- recognize when you have a business model problem versus an expense problem
Meet Your Presenters
Malini Krishna
Vice President, Senior Business Strategist | Pursuit
Malini Krishna is a VP/Sr. Business Strategist on Pursuit’s Business Advisory Team. She has co-founded three businesses and has advised 100s of small companies over the last 15 years through management & operations consulting and numerous business accelerators, including venture capital-backed programs. Malini designs and leads the development and implementation of Pursuit’s intensive technical assistance programming, including Path to Profitability, which focuses on improving performance and operating efficiency for sustainable, profitable growth.
With over 20 years of experience creating systems and resources to scale businesses, Malini’s achievements include pioneering new investment-banking and capital investment products at Bloomberg; spearheading public-private partnerships with the World Bank and International Monetary Fund; creating award-winning partnerships with VisionSpring and the Committee Encouraging Corporate Philanthropy; guest lecturing at Cornell and New York University (NYU); and being featured in media outlets, such as Stanford Social Innovation Review, Forbes, ABC News, and the NY Times.
Malini holds a B.A. in political science from Bryn Mawr College and an M.P.A. focusing on international finance and economic development from NYU.
Carlos Lopez
Business Banking Relationship Manager | M&T Bank
Carlos Lopez is a Business Banking Relationship Manager with M&T Bank, supporting business owners across Clifton, Paterson, and Wayne. He partners with small and mid-sized businesses to help them manage cash flow, structure financing, and make informed decisions that support sustainable growth. His approach is centered on understanding each client’s business and serving as a long-term financial partner, not just a lender.
In addition to his role at M&T Bank, Carlos serves on the board of the Paterson Alliance, where he works alongside business, nonprofit, and civic leaders to promote economic development and strengthen the local business community. He is deeply committed to the region he serves and brings a practical, community-focused perspective to discussions around local business challenges and opportunities.
Luisa Ruiz Oviedo
Bilingual Branch Manager, Paterson Branch | M&T Bank
Luisa Ruiz Oviedo is proud to serve as Branch Manager of M&T Bank’s Paterson Branch, where she focuses on building strong client relationships, developing high-performing teams, and delivering meaningful financial solutions to our community.
With over 20 years in banking, she began her career at Citibank and joined M&T Bank in 2018 as part of the original team that opened the Paterson Branch. She has progressed through key roles, including Senior Relationship Banker, and recently completed the Branch Manager Development Program (BMDP), further strengthening her leadership and strategic focus.
Luisa is passionate about helping individuals and businesses grow by understanding their needs, identifying opportunities, and delivering tailored solutions through lending, treasury, and everyday banking. She leads with a strong commitment to customer experience, collaboration, and continuous improvement.
Deeply connected to the Paterson community, Luisa is dedicated to building trust, strengthening partnerships, and creating long term impact.
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